My house is being foreclosed, what can I do? If you have not paid on your house and are in foreclosure, there may be hope. The banks generally don’t want your home; they want your money. The problem is that they are not sure that you are going to pay. You might want to pay […]
Author Archive for: kpalley
About Kevin Palley
Greetings and thanks for visiting.
My name is Kevin Palley and I have been practicing law since 1991.
I started as an attorney working for the Georgia Legal Services Program in Columbus, Georgia and rural Georgia. It was the best job I ever had.
I then moved to Florida because I was afraid that I was going to get tight-casted with Legal Services forever if I did not move on (I took the long-view and the fantastic memories). So, I moved to another Legal Services Program in Inverness and Ocala, Florida called Withlacoochee Area Legal Services.
I left that Program with no qualms and fairly easily to start on my own practice in Ocala, Florida figuring that I could provide the same assistance to the same types of clients if I just charged a low minimum monthly amount with a start-up fee of $750 or so.
At any rate, I met my to-be beautiful bride in Ocala, Florida after she had only been in the United States for 2 weeks. One could say I was able to monopolize her time until we married. At any rate, she applied for and was accepted into medical school in Kentucky, so we moved to Kentucky for her to follow her dreams in 2000.
Since then, we have made our home here and have two children, or as we like to call them, Giggle 1 and Giggle 2.
When they become teenagers, I will probably have to amend this profile to re-name them Attitude 1 and Attitude 2 or Prince 1 and Princess 1. One hopes not, but, alas, it may be inevitable.
Entries by Kevin Palley
Help I can’t pay my medical bills and now I’m being sued. There are some defenses to these lawsuits as well, though not as many as in the other matters. The most important one that I have found is for the providers to justify the amount of the bill and for the amount not to […]
Of course, there is always the “nuclear option” of bankruptcy. The law changed October 1, 2005 making petitioning (filing) for bankruptcy more complex and difficult. For example, not only do you have to show only a minimal amount of excess income each month over your expenses, your income may not be above a certain amount […]
Defending credit card lawsuits: “The most important point of defending these lawsuits is that it is the obligation of the creditor to prove its case to win.” There are three basic aspects in these credit card defense cases, which can be used together or separately. a. Fair Debt Collections Practices Act (FDCPA) This only applies to […]
THIS IS AN ADVERTISEMENT.
Therefore, I cannot say that I specialize in collections defense lawsuits or bankruptcies.
NOTE: I operate a debt relief agency. I help people petition for bankruptcy relief under the United States Bankruptcy Code, if I am so requested.
I mainly practice in the fields of defending lawsuits over debts, including medical bill debt, credit card debts, finance company debts and deficiency lawsuits.